Re-fixing

Has your fixed interest rate ended, or is coming to an end?

Is your fixed interest rate coming to an end?

When your fixed interest rate term comes to an end, it’s time to refix.

This means choosing a new interest rate and loan structure moving forward.

This is a key opportunity to make your mortgage work better for you.

I’ll guide you through the refix process by:

  • Reviewing your current loan and remaining balance

  • Considering your financial goals and future plans

  • Taking into account the current economic outlook and interest rate trends

  • Exploring options like retention offers, changing your loan structure, or shortening the term

  • Negotiating with the bank to help you secure the best rate possible

Whether you're staying with your current lender or exploring other options, I’ll help ensure you’re in the strongest position moving forward.